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There are different types of ukuleles. (Image from Wikimedia.org)

Hey people! Just got my brand-new ukulele (actually it’s from a local pawn shop, but it’s in great shape. Plus it is new to me). But apparently, there are different types of ukuleles.

There are different types of ukuleles?

You would think I’d already know this by now considering I was raised around ukuleles. I thought they were all the same, only different in sizes. So this particular uke I’m playing is quite different from the one I’m used to, which is slightly smaller. Tuning the damn thing was a pain in the butt because the strings appear foreign to me. Fortunately, I managed to get it decently tuned.

Playing “Sea of Heartbreak” by Johnny Cash

Like mentioned in the video, it’s been a while since I’ve sat down and played a ukulele, so please bear with me. Oh and I know there’s a good chance Johnny Cash will frown upon me if he actually listens to this cut. haha Oh well, here we go…

Take Two: Playing “Release Me” by Lucky Dube

Just to be clear, is it Lucky “Doobei” or “Doob?” I can’t seem to get that straight – and I’ve been listening to them for years!

The Different Types of Ukuleles

So, like I said, there are different types of ukuleles. There are four types: Soprano, Concert, Tenor and Baritone. And here is Aaron from Hawaii Music Supply to give you a better and clear understanding of the types of ukuleles out there.

Wow… I thought I was bad, but after watching this video, now I know I’m really bad. HAHA. Good thing practice makes improvements.

So I think I’m playing the baritone ukulele, because the one I have definitely sounds like a guitar. Or maybe it’s a tenor? Nonetheless, I’m lovin’ it and I can’t wait to learn more. I absolutely love the beautiful sound of ukuleles. Boy do I miss sitting on the sandy beaches of the tropical islands under the coconut trees listening to the fellas jam out to their ukuleles. Oh such sweet memories.

Take advantage of the time you have with your children and start teaching them about money now.

The recent recession has proven that even the most financially responsible adults can fall flat on their faces in one single blow. That’s why money and children is the number one idea when looking for a ray of sunshine in the future. What will become of them in the future? Will they have the proper financial tools to take on life’s unforeseen financial crisis? One thing is for sure, without the proper understanding of money, children will only evolve into future financial failures.

Start teaching your children about money now

Money and children are not viewed as a proper mix to many these days; this area is simply ignored. However, times have shown that it’s the best time to educate children on money. Teaching them about money now will reap great results for them as they advance into their adult lives, as independent individuals. Not only will they learn good savings habits, but they will also understand the relationship between hard work and money (hence, “hard-earned money”) and understand the true meaning of investment. Their understanding of money will ultimately grow into a powerful instrument, the very financial tool needed to take on any financial mishap, no matter how big or small. So start now without delay. Your children’s future greatly depends on it.

Money making ideas for children

Laura M. Sands, who writes for the Money Blog on Personal Money Store, lists some very good money making ideas for children. For instance, stock investing, though complicated on the surface when dealing with money and children, is a great way to start children off in the world of making money. Parents can research certain brands, ones that really capture a child’s interest, and show children how shareholders are actually profiting on sales. This shows a child how important their spending really is and they begin to fully comprehend the consumer-driven world around them. Whichever “investing” tool you choose for your child, the fact remains that stock investing is, indeed, a grand money making idea for children.

Sands mentioned a few other money making ideas geared specifically towards money and children, and you should definitely take some time to review them. You may just be thankful for it.

READ: The growing popularity of Money Making Ideas for Kids

Money and Children

Don’t forget the main, important idea regarding money and children. Remember, they are the adults of tomorrow, the very individuals who will be making the final decisions when our days are over. It’s crucial you take advantage of the time you have now with your children and instill the responsible use of money in them while they are still young. Also, keep in mind that it is never too late to start. But don’t wait for disaster to happen; take control of the reins and direct money and children the right way right now.

Related Posts:

- Relying on Credit Cards May Be Hurting Kids’ Financial Outlooks

- Children and Unsecured Personal Loans, Saving and Money

- Savings Bonds: Are They the Best for Children’s Futures?

- Understanding money and children

Banks not so happy with the new credit card laws

New credit card laws 2010 went into effect yesterday, February 22, 2010, and banks are not so thrilled. Many credit card issuers like JP Morgan Chase, the nation’s largest credit card issuer, are going to expect a drop in revenue because of the new legislation. According to CNN, JP Morgan is expecting to lose as much as $750 million this year in its credit card business. On the bright side, however, credit card users will benefit.

The new credit card laws 2010 mandate less billing confusing billing practices. For instance, credit card issuers must notify customers of an amount due 21 days prior to a due date. Furthermore, credit card payments can only be scheduled on one set day out of the month. Also, credit card issuers can no longer charge a rate increase during the first year of service, and customers must be notified 45 days before a rate increase.

New Credit Card Laws 2010 focuses on young consumers

New credit card laws also apply to young consumers. Credit card applicants aged between 18 and 21 must be able to prove they can pay credit card bills. If the credit card applicant cannot verify a stable form of income, he/she must have a co-signer before they can be issued a card. Credit card debt has become a major issue in today’s economy, so it’s good to know that the new credit card laws take also into account the financial hardships many young consumers face these days. College students struggling to make ends meet especially in this trying economy should not be given quick access to credit for their own financial protection.

Many college students are either still living at home and work part-time jobs. Credit cards are no doubt very attractive to young consumers, individuals who have yet to understand the benefit, as well as the downside of owning credit cards. It’s crucial that protective measures are in place in order to reduce the amount of credit card debt in the near future. And it looks like we are finding these measures now in the new credit card laws 2010.

Related Video: New Credit Card Laws 2010 in effect today

Poor children are like stray animals

South Carolina Lt. Gov. Andre Bauer is under a lot of heat regarding the comments he made recently during an interview with local South Carolina newspaper The State. He says that poor children are stray animals, referring to those who take public assistance.

“My grandmother was not a highly educated woman, but she told me as a small child to quit feeding stray animals. You know why? Because they breed!
“You’re facilitating the problem if you give an animal or a person ample food supply. They will reproduce, especially ones that don’t think too much further than that. And so what you’ve got to do is you’ve got to curtail that type of behavior. They don’t know any better.”

First off, I would like to point out how arrogant this man is. Shucks, I don’t even know if that’s the right word to use. All I know is he obviously has never experienced the hard life, firsthand. Of course, it can be argued that there may be those who take advantage of the system, but there are many more others, like me, who are in sincere need of financial help.

Taking Public Assistance

You see, I used to be on public assistance a few years ago. I was on foodstamps and welfare, and I bear no shame in it either. I became a mother at age 17, which made the struggle to finish school even harder to accomplish. I had no job and wanted desperately than ever to get my high school diploma, or at least get my GED. So I applied for public assistance. With the help I was able to receive, I was then able to go to school and work my way into the workforce. I am no longer on state benefits, but I will always remember, be forever thankful for the help I received a few years ago during one of the most critical times in my life. I am a hard-working independent woman who pays the taxes these political fools constantly craft and generate.

A Disgusting Mindset

So does that mean a person who receives public assistance while trying hard every single day to advance in this world an animal? Did I somehow evolve from an animal to a human, because now I’m considered “acceptable” for my ability to pay taxes? So I had a baby at a young age – so what!? Of course, I’m able to breed. Does that make every mother that walks the surface of the earth an animal because they can breed? Makes no damn sense. My kid is no stray animal because I used to be on public assistance. On top of that, I work pretty darn hard to take care of my own. Imperfection is amongst us all. We make good decisions as well as bad ones. Some of us have it hard, while others have it easy. Either way, poor children, or any child for that matter, are not stray animals in any shape or form. It’s the ones who suggest such things that are animals, such as the ruthless comments made by South Carolina Lt. Governor Andre Bauer. This type of mindset is the genuine reason why the rich are getting richer, while the poor, poorer.

(Photo Credit: http://www.flickr.com/photos/ryusuke/ / CC BY 2.0)

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Link Exchange Proposal

Hello all and thank you for taking the time to read my post. The name is Franrose. As many of you know, I’m big on social networking. I’m on Facebook, MySpace, Twitter, and manage several blog sites. Also, I am a big-time advocate for Personal Money Store, one of the most reputable lending companies online. Anyway, a few days ago, something had crossed my mind, which is why I am taking this time to write and invite those who are interested to join me in this proposal: to exchange links.

We, as a company, manage several web properties, many of which have reached respectable rankings within Google. We have developed a system that is specifically designed to create backlinks and increase traffic flow. One of our sites, for instance, has over 250,000 unique visitors a month, over 62,000 a week – all in a just a short period of time using the system we’ve structured. So I hope that kind of gives you an idea of what I can be able to do for you. All I ask in return is a little of your time to promote me as well.

So here’s what I have in mind: If you run a company or a type of service online, I would like to help increase your web value and the traffic going to your site. I already have a network and a proven system in place for that. But I believe that by helping others achieve their online goals, far greater results will come. It’s definitely a win-win situation. I will help promote whatever it is you are trying to get out there, no matter the service or product. Oh, my apologies – I take that back. This link exchange offer will not be available to any service or product that is illegal, unethical, immoral, or gambling or alcohol in excess. Other than that, you should have no problem being considered for this link exchange proposal.

Unlike many link exchange services online, you will not have to pay for anything when going through us. I don’t think anyone should pay to exchange links (hence the term “link exchange”). Link exchange should be free, and pose no threats to your pockets. Furthermore, back to the link exchange offer, you are not limited to just one website. If you own other sites that may be in need of such help, please do not hesitate to let me know. I will be more than happy to help. Again, all I ask in return is a small amount of your time to promote me as well.

So that’s the end of my day’s tantrum. I hope to have the opportunity to exchange links with you and, hopefully, build strong relationships along the way. Thank you for taking the time to read this post – truly appreciated.

Franrose Smith